Check out this article about MPG Ambassador Fiona McKay from The Business Desk.com about the continued success of Lightbulb Leadership Solutions, and its expansion plans for the coming year...
MPG ambassador, Carl Lomas MBE blogs,UHY Hacker Young property guru Clive Gawthorpe opening the MPG 2019 January event to a full house, all seats taken and folk standing at the back. In what has become the property networking must attend event for developers in Manchester, who want to talk shop with fellows in a no sell environment, that exchanges vision from new build to refurb. January was an exceptional turn out, toad in the hole to finish after a headline run through 2019 budget for property and a full trade secrets showcase of the property insurance brokerages. All that and champagne prizes supported by Landmark Investments!
Clive Gawthorpe from UHY Hacker Young explained budget updates focused on property in a condensed master class of key titles. Capital Allowance to increase from 200k to 1 milion. 'Give something, take it away.' Clawing back some tax relief, it's an end to 100% allowance for products on the energy technology list. Passing on sub-contractors VAT will be a new challenge. Moving to letting relief reform and property tax for overseas landlords. Clive to a healthy set of questions from the floor, brexit had to come up, 'My prediction is a no deal.'
The MPG group has become renowned for advice inside the box. The full house January meeting talked property insurance. Carl Abbott of LIFT Insurance spoke frankly, brokers work on fee or commission, if they didn't ask for a fee they are receiving in the thirty per-cent ball park of commission. 'Tips on the best deal for you, choose a broker by reputation, ask around.' With a full house of property developers MPG events a perfect measure. Back to nuisiness, 'let me explain, don't ask two brokers to compete from the same insurer, as a broker if I press my favourite insurer for a best deal for you I can negotiate, the minute a second broker places the request to the same insurer, the price is fixed. If you do shop between brokers as them for quotes identifying specific insurers, leave your negotiation open for maximum discount. Think about the optional extras, NIG offer kitchen or bathroom pods at the property after a fire, keep them serviceable and let. Cyber is an option, extortion and even media liabilty. When you place the business be sure to explain what you do. Don't just tell them you are a builder. If working at heights or depths, this is often excluded, if its excluded, you have not told them, then you are not covered and your policy is money spent for no cover. When you are negotiating, try to get the insurer in the room, ask the broker to get the insurer in the room, if the insurer sees you as a low risk the premium is going to be better. Don't go too far, if you ask the World then the broker may walk away. My final advice, cheapest is not always best, ask your broker for the cheapest deal and then ask for the deal your broker recommends.
Next MPG event is February 7th, clear your diary!
This month saw enthusiastic MD Jason Roper along with MPG Partners and Ambassadors come together with members old and new to celebrate the last 12 months.
Once again the event was fit to bursting with Manchester Property folk and professionals. MPG continues to be the place to be for great business and conversation.
As we cast our minds back we relived great memories of new relationships, exciting business and inspirational people, keeping up with hot topics month to month highlighting what to watch for and how we can help.
We have been privileged to host top speakers such as Tom Bloxam MBE Chairman of Urban Splash, Jon Wilkins England Rugby League player, David Russell, Property Alliance Group and Tony Lloyd former Manchester Mayor to name just a few, each bringing their passion for property and vast wealth of experience with them to share with us.
Not only is MPG continuing to provide a diverse and dynamic platform in which to meet and do business with like-minded people but it is also offering a raw and unscripted insight into Manchester’s driving force - it’s people!
Along with this, our members are privy to a steady flow of property and land opportunity as MPG is pathing the way for investors offering priority purchasing to its members.
Looking to build? We can help there too! MPG boasts a black book of property must have contacts from top lenders to tax specialists.
For more information on what investment opportunities MPG currently have available please contact email@example.com or firstname.lastname@example.org.
Why not talk to us today to see how WE can help YOU and your business!!
Our next event is on the 6th September and we hope to see you all there, please sign up now to avoid disappointment.
Guest blog by Sarah Peel.
Pineapples and a pound around the world for expensive property developments in costly concrete.
Jason Roper opened another MPG full house, these monthly events are clearly the place to be, events not to be missed for property folk in Manchester, Jason was talking marriage and stag parties in the costa del Blackpool, Jason sported a top tan and talked married life to his new bride. ‘Let’s get serious in the football fever.’ The June MPG event was rich in content and sorted for a fish and chip finish with advice on a tax free bargain on employees and some memories of pick and mix at Woolworths with a key note speech from MPG ambassador and logistics guru Carl Lomas who spoke cost of concrete and speculative development for e-retail sheds. Champagne sponsor prizes returned with free dinners and exclusive books, even a goody bag and don’t mention the cake to start, magic event, don’t miss the next one!
Clive Gawthorpe of UHY Hacker Young asked the MPG audience to stand, asking three questions and with each answer letting part of the audience sit down. The audience stood to the end, unaware the gem Clive was about to deliver. Back in the comfy chairs Clive showcased his point, tax free income for employees under a hundred K for tax free pay up to fifty five pounds a week. ‘We are talking child care benefits, key issue is that you must register before end October to get this benefit to your staff. Child care voucher from the employer is tax free, runs to older children, one client used it for the posh school fees, others for after school clubs. Get a call in to UHY urgently and bag a tax free bargain for your employees.
Carl Lomas talks cost of concrete in e-retail sheds for June MPG Key note delivery. Lomas, a long-time supporter of MPG opened with memories of being asked to ambassador the group, he was concerned not to be a sports man when he got the call but well chuffed for the responsibility of promoting the MPG group that has run from strength to strength.
Lomas talked shop for the logistics sector where he is national chair of the Institute of couriers, Transport for Greater Manchester TFGM chair of the urban delivery group. ‘e-retail, home delivery is exploding in numbers, retail is moving from high street bricks and mortar to home delivery e-retail internet shopping. Its new and it’s in our time.’ Lomas used a Pineapple example, goods around the world, in a supermarket or on the High Street and then delivered free to your door. ‘How does that fit with bricks and mortar on the retail platform of shops. Lomas took MPG on a short history lesson, first internet shopping was a Sting album sold in 1994, by 2010 50 billion pounds of retail was sold on line. ‘Let’s not forget Woolworths! Bringing the context of time, we all loved pick a mix from Woolworths and it’s not ten years ago when they closed, that’s when internet began the boom of explosion we see today. This is in our time!’ Lomas took the numbers to present day with thirty per-cent of retail value spent on line in 2017, and that does not include e-bay shoppers! Business model on the screen of the MPG floor asked the question of speed of delivery and challenged the sustainability of next day and same delivery. ‘What is the cost of the concrete to make these deliveries. Half million foot sheds, volume is key, pushing 45 metres high and even double-decker sheds, using the racks sets to prop the roof and bag every last inch of volume space in the mighty developments of the East Midlands gateway and the Magna Park sheds. Engineers are even maximising the camber space in the roof, using low oxygen systems to save the sprinkler space’ Lomas delivered an energetic speech engaging the MPG in some philosophy from his research time at Manchester Met University. ‘How do you see the world, what lens do you view through? He used the global brand logo of FedEx Logo as an example, if you want the answer ask at the next MPG in July.
This months event kicked off with a hot topic talk from founder Jason Roper. The monster merge of Asda and Sainsburys and huge job losses to be had at RBS following mass branch closures. The retail market continues to change so Property folk keep your eyes peeled for opportunity!
Up next was the first of this months speakers, Stephen Grayson from MPG partner UHY Hacker Young. Stephen spoke about GDPR aka The data protection act and how this will affect the property sector. Check out the PDF at the bottom of this blog for further information on GDPR. In short this will affect everyone and the deadline of 25/05/18 is looming although don’t worry, full compliance isn’t required by this time but a firm action plan to achieve compliance is! Breeches will cost you so don’t delay. Along with a handy 12 step guide to assist with compliance Stephens message was clear, if your aren’t sure employ a specialist and even if you are, employ a specialist!
Following on from Stephen was chairman Chris Wareing from our chosen charity Mahdlo. Mahdlo is a £2 million charity receiving only £400,000 per annum from Oldham council. They provide amazing opportunities for youths in the community helping them find passions and providing support to allow them to flourish.
Chris spoke proudly of his recent fundraising for the charity ranging from 24hour 5 a side marathon with Oldham Police Constabulary to a climb up Mount Kilimanjaro! If you feel inspired and want get involved there are still places available to join Chris up Kilimanjaro but if that’s not for you there are plenty of other ways you can contribute!
Check them out on the charities website at https://www.mahdloyz.org/
To finish this month's event was an insightful talk from John Barstow of BCR Limited ‘A full service advertising agency’. John started his career in 1966 and has worked in Marketing/ PR ever since. The saying ‘been there, seen it, done it’ really does apply to John. A nostalgic and factual presentation from John sparked personal reflection in the room...’Am I influenced?’ In today’s world more that ever we are subjected to advertisement, marketing ploys and PR schemes. Do they affect your daily lifestyle choices?
John ended reflectively stating, in this day and age of technology ‘creativity is suffering’. Something to take away is to not be afraid of offering up your originality.
If you would like to find out more about John, BCR Limited and what they can do for you and your business please visit his website at http://www.bcrlimited.com/
Winners of this months business card lucky draw were speaker Stephen from UHY Hacker Young and Paul Ramsey of Real Financial.
We are looking forward to a delayed event next month on 14/06 hope to see you there!
Sign up now to avoid disappointment https://www.mpg-nw.com/membership.html
February is the best month of the year. New beginnings for 2018, and insulation tucked up and tight with low CO2.
Jason Roper introduced the Feb 2018 Manchester Property Group
To a familiar full house of developers at the Manchester Chop House venue, MPG ambassador on the MBE team, Carl Lomas bagged some notes. Guests were in for a treat of technical detail on all things insulation with a healthy commercial property pension plan set of financials. Bubbly and dinner on the raffle for business cards courtesy of Lightbulb Leadership Solutions, a partner of MPG marked the first month of the year out of the January blues. This was fresher’s week for the MPG and taking a measure of interaction and the meeting the year ahead looks good.
Jason set a tone that motivated interaction, he explained; "January blues are out of the way. February is the best month of the year for new beginnings. February is like fresher’s week, it’s the week after the famine of January, New Year’s resolutions of gym visits and diets are out of the way. It’s time for Pancake Day with Nutella. Feb 18th is National wine day and February 14th Valentine’s day is time to get drunk with the love of your life."
Jason handed to the first key note speaker, let’s talk property, let’s talk insulation for buildings, technical detail on the lamba values with real world explanation on the supply chain.
Shaun Ryan – Director of Springvale EPS – Exploring some of the environmental and regulatory issues which are becoming ever more common in the development world and talked frankly on the Grenville Tower issues.
Shaun explained his production locations at Glossop and Newcastle and covered the evolving supply chain, product from manufacturer to site without merchant. Get the spec correct and get real world value. Technical talk focused on reducing heat transfer; "Performance is the most important factor. Fibre getting damp or even missing is a big issue. Shrinkage, compacting and settlement is all likely to fail performance on insulation. Carbon and the whole life cycle of the product you use is the measure, you must value cost balance between product and installation cost. Vapour, permeability, breath and not breath are all in the mixing pot for new build and refurb. Wool, natural and expensive, great thermal values, arrives at site in blocks and comes from shearing waste. Icynene spray foam, air tight, open cell, very good thermal. Foam board products, most of the chemicals to make them come from Germany, Brexit and the euro has driven price up as well as a great deal of the chemicals been taken by the Chinese market." A general discussion followed, supply direct from manufacturer to site, be sure you get the spec the architect ordered, it’s not just u value, it’s about getting product match to design, material and performance are the only measure to success for the future owners.
MPG is getting big attendance, developers in the NW are setting diary not to miss. with the familiarity of putting on two key notes, February followed that great combination, insulation sorted, it was time for commercial finance, SIPP / SAS commercial property purchase.
Paul Ramsey – Managing Director of Real Financial Services, City supporter, IFA and former banker was candid and interactive to talk turkey and tax solutions for commercial property. ‘Mind the gap – 15 points, what was the score.’
Back to finance, Paul was energetic with the titles that had big issues for developers and property deals. retirement planning, pensions and wealth preservation. Inheritance tax, critical illness, lending and mortgages to folk as old as eighty!
Talking turkey back in the tax zone, let’s look at capital gain into an EIS, your accountant needs to be more than a book keeper. Paul faced SIPP / SAS property deals, it must be commercial, student let does not count and it can’t be residential.
‘Tis the season to be jolly and our members certainly were this December 7th at our Christmas Cracker Manchester Property Group Event.
This month saw 2 of our partners and 1 of our ambassadors speak at the event along with our very special guest speaker Rugby League player Jon Wilkin.
Partner Clive Gawthorpe from UHY Hacker Young talked all things property related in November’s Budget. He raised some key points for property folk to look out for such as council tax mark up for empty properties and tax implications of overseas property - check the previous post here in our News section of the website for more info!
Next up was Partner Fiona McKay owner of Lightbulb Solutions who delivered a thought provoking insight into the lack of mental health support facilities within the workplace - is there a place for Mental Health First Aiders? Absolutely! In this society of ever increasing demand and high expectations are we and our leaders doing enough to support mental health?
Lightbulb Solutions is providing a 2 day qualification on 8th & 9th of January open to all - contact Fiona to book to avoid disappointment and for an early bird rate! www.lightbulbleaders.com/contact
Followed by Ambassador Terry Flanagan who provided an update on his involvement with Tootoot the award winning platform and app used in schools colleges and universities to help combat bullying. The platform is constantly evolving and branching out more recently into sports clubs providing support to young people all over the country - check them out at www.tootoot.co.uk.
Terry also updated us on the current activities of our chosen charity Mahdlo who provide a huge range of activities at there state of the art youth zone in Oldham. An absolutely fantastic charity to support check out there work and how you can get involved at www.mahdloyz.org
And last but by no means least was our guest speaker Rugby league player Jon Wilkin.
Jon started off his talk with a run down of his sporting career to date, a fascinating story which included playing through a broken nose and some great tales of team nights out. Jon went on to talk about his other passion, coffee and his specialist coffee bar Pot Kettle Black - PKB. Located in Manchester’s Barton arcade an absolute must visit for coffee lovers! www.potkettleblackltd.co.uk
Jon spoke excitedly about his future career which included expanding to new sites with PKB and continuing his punditry with BBC. Something we all took away from Jons talk was his live by mantra of R.E.F :
Resilience - do not give up!
Enjoyment - enjoy what you do if you don’t change it!
Failure - this will only make you stronger learn from them and keep going!
To top off the event was our monthly raffle which saw David Wilcox Architect win a meal for two at Alberts Chop house and MPG member Jim Connell win the bottle of champagne!
Lots of networking and festive drinks followed another fantastic event from the Manchester Property Group.
For information on how to become a member please visit our membership page of the website www.mpg-nw.com
Our next event is 11th January 2018 where we have Phil Cusack Chairman Chambers of Commerce speaking
Blog by Sarah Peel
No matter what the size of your property portfolio, cloud technology can help you to significantly improve efficiencies and controls within your business.
Traditionally, large property management systems can be quite complex, clunky and not particularly easy to use, especially when it comes to managing client monies. However, cloud software provides a new approach for the property industry.
Such software is generally not only very easy to use, but also has direct links to other apps and websites including Office 365 and Rightmove, streamlining processes and making managing your property portfolio much easier.
As a result of utilizing cloud technology, the need to rekey data from one platform to another is significantly removed, and on average, processing time is cut by over 50 per cent.
Cloud software has the ability to automatically send out rental invoices throughout a tenancy period and offer the tenant the option to pay online directly through the emailed invoice.
The technology can go even further and chase the debts as they become payable, with more severe reminders sent should the debt become overdue. These features have seen a real improvement in cash collection, and reduction in bad debts.
Contract renewals, inspections and routine maintenance reminders can all also be automated to ensure a key date, task or event is never missed. These reminders can be in the form of emails, text messages or in app reminders meaning you’re in control whether in or out of the office.
Another key benefit of cloud software is it allows costings and profitability on development and renovation projects are also easily reported on, and can be drilled into right down to individual invoice per property.
If you’re looking to manage your property portfolio easily and efficiently via one multi-user platform cloud accounting is the solution for you.
Should you have any questions about cloud accounting and how it may benefit your business, please do not hesitate to contact Stuart Hurst, head of Cloud Accounting at UHY Hacker Young in Manchester, on 0161 236 6936 or email email@example.com.
We had an amazing opening keynote speech for the launch of MPG on 7 November 2017, from Mr Tom Bloxham, MBE, the Chairman of Urban Splash. He shared with us his journey and his vision for regenerating urban properties and improving regeneration across the UK, but more importantly I was energised by his clarity and vision for what comes next for Urban Splash in our towns, cities and property landscape.
So how do you take / we all take control and accelerate through 2018 and beyond, against the backdrop of market uncertainty and the looming issues that Brexit will bring? My answer is: vision velocity or lack of it!
70% of change initiatives fail in business, why is that? Because the vision, destination and planning are all unclear.
What two things impede vision?
Permission and hierarchy are the lethal blocks to visionary work.
Top tier leaders must create inclusive cultures that allow contributions from all areas of their organisations, irrespective of title or tenure of staff.
Leaders must unlock their thinking patterns, remove barriers and give themselves and others the permission to imagine new ways of working, in a landscape of constant change and possibility.
Take some feedback first - however painful!
Setting a vision and inspiring others to follow is a joint contribution which emerges primarily from a culture of feedback, across all levels. Giving and receiving feedback is a muscle that must be exercised; outstanding leaders work tirelessly on feedback from all areas, isolate what they don’t know, identify their areas from improvement, then work hard to fix it, however painful the feedback.
Flex your muscle
The good news is it you can improve your vision in a number of ways, but it takes a certain type of creative practice. Take a deeper dive into how I help some of the best leaders in the world craft their vision, solve the toughest business challenges and transform their organisations at Fiona-McKay.com.
GET IN TOUCH
Fiona McKay is an award-winning entrepreneur, CEO coach & business strategist, International keynote speaker & the MD of Lightbulb Leadership Solutions.
Carl Lomas was at the Chop House as MPG steps into a new level with Chop House chip & bacon butties.
Roller coaster property adventures delivered by Tom Bloxham MBE and hot of the press interest rate advice by Clive Gawthorpe UHY Hacker Young.
Chop House chip butties for full house Manchester Property Group
The MPG event opened by Jason Roper who talked concept of event for real estate, open, honest, informal, no pressure, a network of meetings. Almost three years in the making as the next chapter begins.
The next chapter was big, clear your diary, the next three years event dates need to be blocked out. MPG has become a must attend and the November meeting wowed the property folk of the north, Hacker Young talked interest rate, first rise in ten years before a sincere delivery by Urban Splash, property guru Tom Bloxham MBE.
MPG key note delivery. Founder of Urban Splash, Tom Bloxham launched a raft of slides in a pictorial roller coaster extravaganza of Northern property stories that left the audience speechless. A whole new level of MPG. Tom talked beginnings with Knocker jobs and burning brief case sales of fire extinguishers. A move to Manchester for University and sales of vinyl before a step to posters, student Union sales to Glastonbury. First shop in the Affleck Arcade, then subletting and rent collecting. The property step was made. First property was in Liverpool to form a cluster. 1994 first conversion, twenty seven pounds a foot sold for sixty pounds a foot. The power-point pictures rolled on a portfolio of property adventures. Duice House Manchester, workspace for young entrupeniers, starting thousands of new business opportunities for the Northern powerhouse. Matchworks Liverpool, Fort Dunlop Birmingham, Saxton Leeds, Albert Mill. Tom talked modular construction and choice for residential. Projects on the go, Park Hill Sheffield, duplex and corridors, new elevations, six storey atrium, high ceilings, a whole new quarter, social housing with amazing views. Audience spellbound, Tom talked about the UrbanSplash brand, today we have 92 on the team and almost 400 awards. Tom closed with a big finish from Athens! Quotes of the ancient times motivated the MPG audience, ‘We shall leave this city not less but greater.’
Clive Gawthorpe, Hacker Young, opened, on the day news of 0.25 per-cent interest rate rise. First rise in ten years. ‘The govt has moved digital tax back to 2019, it’s still hand written books!’ Clive touched on Landlord interest relief, the instructions have changed. HMRC have re-written the advice books, relief is only available for funds borrowed against property. If a draw down is taken form a re-financed property, for it to remain in tax relief it must all be used for property, beware of removing a cash block! Clive announced Hacker Young’s, ‘Global real Estate guide’ just published, hot of the press and waiting on the Hacker Young web for you.
Charity talk was by Mahdlo, Oldham spelt backwards. A passionate tale of property and support. Audience were spellbound as Mahdlo talked David Lloyd quality facilities for the hard to help youngsters, five quid a year membership and fifty pence a visit. There was duke of Edinburgh access without cost to see opportunity for all. 35 different sports provided, art and music for trouble youngsters in the area in a property fit for national level athletes. Oldham’s only big climbing wall. MPG members are encouraged to visit and see the property first hand, funds are always needed and this is local delivery that you can see changing youngsters lives, Nov 11 MAHDLO winter ball and there are tickets left, MPG come on down.
Paul Ramsey, Real Financial Solutions sponsored the prize draw, big decisions for winners, Chop House dinner or best Bubbly in the Box. Chip butty finish was spot on as the Manchester Property Group networked
Read our latest news blogs about our events and guest speakers.