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Security, Pensions and reverse VAT charges…

9/13/2019

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Back to work in September for MPG members as the summer holidays are already a faint memory Members, Partners and Guests turned out in force to last Thursday’s event.
 
Jason Roper provided his customary opening speech and tried not to touch too heavily on the B word, which is of course the ever present elephant in the room which is Brexit before diving into some interesting fact regarding new housing statistics and the end of the government’s help to buy scheme in 2023 and 2021 for Non first time buyers, where he posed the question of what will replace it and finally a brief mention of the unfortunate situation at Bury FC, a club close to the hearts of a couple our members.
 
The first speaker of the day was our very own Clive Gawthorpe, Tax Partner at UHY Hacker Young who was once more thrown in at the deep end come the eleventh hour to stand in for his colleague Michelle Dale who was called to an urgent meeting to advise in advance of Brexit. The B word again rearing its somewhat ugly head this time on Tax.
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Clive having adopted Michell’s slides was amused to note that she had used his name as an example in some of the slides, when he was explaining the subject of the new domestic reverse VAT charges.Which will soon affect the construction industry, especially where sub-contractors are involved and more concerningly it will have an adverse impact on cashflow on those who find themselves in the middle of such chains. These new rules were due come into force on 1st October 2019, however 3 days after the talk, the government decided to delay it by a year to 1st October 2020. I guess we have more time now to get our ducks in a row!!
 
Please contact Clive (c.gawthorpe@uhy-uk.com)  or Michelle (m.dale@uhy-uk.com) should you have any questions or which to seek further advice.
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Next to the floor was MPG Partner and Managing Director of Real Financial Services Paul Ramsey who wanted to make everyone aware of the reality and importance of protection and the consequences of not having the correct protection in both your personal life and for your business.
Paul went on to explain the different types of protection available and the cost which is relatively low considering what you can be covered for including long term illness, death of a key business partner and so on.
 
One set of statistics Paul included within his presentation was just where people prioritise cover, it slips way down the order below car insurance, contents insurance, pet insurance and even mobile phone insurance, when seen in black and which it really is quite alarming. 
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For more information on the advice and services Paul Ramsey and Real Financial can offer you please contact him by email:- paul@realfs.co.uk
 
The winner of the Champagnein Septembersponsored by Landmark Development Solutions was John Farrell of Newington’s, with the meal for 2 at Alberts going to Dave Hardman of Assetz Capital.
 
Our next event takes place onThursday 3rd October when we will be joined by Jim Wilson and Ian Ford (MD) from MPG Partners Watts Group Limited. We also have Peter Istrate from Moxels giving a brief introduction to his business in 3D Designs and more for property
 
If you are not a member but are interested to get involved with MPG please contact us today info@mpg-nw.com and we would be more than happy to provide information on our membership options and upcoming vents.
 
We look forward to seeing you all in October!!!


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